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It takes a lot of time and sacrifice to afford the car of your dreams. The last thing you want to do is lose that vehicle to the elements or damage it beyond repair. After a hailstorm, it can take weeks or months before an insurance adjuster inspects your car, creates an estimate and offers you a settlement check. There are several reasons to consider a professional auto hail repair shop instead of directly dealing with the insurance company.
Hail damage repair may seem unnecessary, but it can save you money in the long run. By maintaining a resale value, potentially utilizing insurance coverage, avoiding further damage, ensuring safety on the road, and providing peace of mind, hail repair is a smart investment.
Even “light” hail damage can decrease your car’s value by thousands of dollars, impacting your resale or trade-in price when it comes time to replace your vehicle. Furthermore, if you wait to repair your hail damage, the weakened metal could eventually develop cracks or rust that require costly repairs not covered by insurance or warranties.
Look for a reputable contractor with experience working with your vehicle make and model. Additionally, choose one that offers a free inspection, waives your deductible, and provides a warranty on their work. This will ensure that you get the highest quality repairs at a cost that’s affordable to you.
Increased Resale Value
It may seem like a costly investment to have your car repaired after a hail storm, but the truth is that it’s more cost-effective in the long run. Whether you have comprehensive coverage on your car insurance or not, repairing your damage promptly will protect you from more expensive repair costs and maintain your vehicle’s value.
A car with dents and marks can also make it difficult to sell, as many potential buyers hesitate to purchase it due to its cosmetic damage. Furthermore, ignoring your hail damage for an extended period can weaken the metal of your car and make it more vulnerable to further injury after a second hailstorm.
Most hail storm repair Lakewood CO shops recommend getting your vehicle repaired immediately to prevent further damage and keep your resale value high. This is especially true if your car has a specialized paint color or finish that is more sensitive to damage and repairs.
Increased Insurance Coverage
Besides impacting your resale value, leaving your car with hail damage increases the risk of being totaled. If you get in a wreck while your vehicle has unresolved hail damage, the insurance company will subtract thousands of dollars from the total loss check to cover the damage. Insurance companies don’t typically raise your insurance rates if you file a claim for hail damage.
However, they keep track of shares over time, and if your area is prone to severe weather, the likelihood of future hail claims could cause your rate to go up. The best way to avoid your insurance premiums going up is to repair your hail damage immediately after a storm. You can even choose a company that does auto hail repair and offers a warranty on their work, so you’re covered in future hail damage. This will save you money in the long run.
Reduced Risk of Total Loss
Leaving your vehicle with hail damage for too long can also cause problems when you decide to sell or trade it. The dents may turn buyers off, and you will likely receive less money. Additionally, if you ever need to file an insurance claim, getting back the full value of your car can be difficult if you haven’t repaired the hail damage beforehand. This is because insurance companies will subtract the cost of your unrepaired hail damage from any total loss payout you might receive.
Ultimately, while it might seem inconvenient to file a hail damage repair claim, the benefits outweigh the costs in the long run. From retaining resale value to potentially utilizing your insurance coverage to protecting the integrity of your car’s metal, hail storm repair is always worth it.